Buy-to-Let Stress Testing
How Lenders Assess Landlord Mortgages Buy-to-let (BTL) mortgages are not assessed in the same way as residential mortgages. Instead of […]
HMO Mortgage Guide
Finance for Houses in Multiple Occupation (HMO) HMO (House in Multiple Occupation) properties can deliver higher rental yields than standard
Limited Company Buy-to-Let (SPV) Mortgages
Full Guide to Structure, Rates & Tax Limited company buy-to-let (also known as SPV BTL) has become one of the
Remortgaging for Home Improvements
How It Works, Costs & Eligibility Many homeowners choose to remortgage to release equity for home improvements such as extensions,
Do I need a valuation?
Whether your fixed rate is ending, you’re looking for a better deal, or you want to raise funds for home
Product Transfer vs Remortgage
Which Option Saves You More? When your fixed mortgage rate is coming to an end, you’ll normally choose between two
Fixed vs Variable Mortgages
Which Type Is Right for You? Choosing between a fixed-rate and variable-rate mortgage is one of the most important decisions
Mortgage Deposit Requirements: How Much Do You Really Need?
Your deposit is one of the biggest factors in determining what mortgage deals you qualify for, what interest rate you
How Much Can I Borrow
Before you start viewing properties or speaking to estate agents, it helps to understand how much you can realistically borrow.
95% Mortgages
A Complete Guide to Buying with a 5% Deposit Saving a large deposit can be one of the biggest challenges