UK Property & Business Finance Specialists
Serving clients across the UK
NexGen Finance provides professional business and property finance solutions nationwide. From business loans and working capital to bridging finance, development funding, and specialist mortgages, we help clients secure the right funding with clarity and confidence.
Based in Westerham, we work with trusted UK lenders to support clients across England and Wales.
Speak to an Advisor 7 days, 8am - 6pm
Your Mortgage, Your Choice
Expert advice built around your goals, not generic solution
From your first conversation, you’ll be supported by a qualified, FCA-regulated adviser who takes the time to understand your financial position, objectives, and longer-term plans. Whether you’re a first-time buyer, moving home, remortgaging, or managing a complex property portfolio, we tailor our approach to your specific circumstances.
Smart, Strategic Advice
Whole-of-market access with clarity and confidence.
We search the market to identify clear, strategic options, not just headline rates. Your adviser considers lender criteria, affordability, structure, and future flexibility to ensure the recommendation fits both your immediate needs and long-term strategy.
There’s no sales pressure and no unnecessary complexity,just straightforward advice, explained clearly, so you can make informed decisions with confidence.
Seamless Support to Completion
Handled properly, from application to completion.
Your adviser manages the full process on your behalf, from submitting the application and liaising with lenders, to working alongside solicitors, valuers, and other parties involved.
We keep you informed at every stage, handle issues proactively, and ensure the process remains efficient and transparent through to completion.
Mortgage, Property & Business Finance – Structured, Specialist Support
NexGen Finance supports homeowners, investors, developers, and UK businesses with clear, structured advice across mortgage, property, and business finance.
From the outset, clients are supported by experienced, FCA regulated advisers who understand the specific requirements of each case. We work across a broad range of scenarios, from first time buyers and buy to let, through to portfolio lending, commercial finance, and development funding, ensuring each enquiry is assessed properly and structured with care.
Our focus is on clarity, suitability, and long term outcomes. We take the time to understand your position, explain your options clearly, and ensure recommendations are aligned with your wider plans.
There is no sales pressure and no unnecessary jargon, just professional guidance, transparent communication, and a clear structured route forward.
Your Journey Starts Now
Use our practical mortgage tools to understand your numbers, plan ahead, and move forward with confidence.
Whether you’re buying your first home, investing in property, or reviewing your mortgage options, these tools give you a clear starting point before speaking with an adviser.
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Our Mortgage Guides
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Regulatory Information
NexGen Finance is a trading style of Expert Mortgage Brokers Ltd, registered in England and Wales.
Company Registration Number: 16490875
Registered Office: Lodges Wood Oast, Goodley Stock Road, Westerham, TN16 1TW.
NexGen Finance does not provide regulated financial advice. Where regulated mortgage or insurance advice is required, this is provided by fully authorised and FCA-regulated advisers. NexGen Finance works alongside these advisers to support clients throughout the enquiry and application process.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.