Business Finance Support
NexGen Finance helps UK businesses explore suitable business funding options through trusted commercial finance partners. Whether your business needs working capital, asset finance, invoice funding or a business loan, we can help review your requirements and discuss possible finance routes.
Business Finance Options We Can Help With
NexGen Finance supports a broad range of business finance enquiries for limited companies, sole traders and partnerships. Suitable cases are reviewed and referred to trusted commercial finance broker partners.
Working Capital Finance
Short-term funding to support day-to-day operations, manage cashflow timing gaps and bridge seasonal peaks in expenditure or income.
Who it may suit: Trading businesses with cashflow timing challenges
EnquireAsset Finance
Finance for business equipment, commercial vehicles, plant and machinery through hire purchase, finance lease or operating lease arrangements.
Who it may suit: Businesses needing equipment or vehicles without large upfront costs
EnquireInvoice Finance
Release cash tied up in unpaid invoices through invoice discounting or factoring — improving working capital and reducing reliance on overdrafts.
Who it may suit: B2B businesses with 30-90 day payment terms
EnquireVAT & Tax Funding
Spread the cost of quarterly VAT bills or corporation tax demands to protect cashflow and avoid late payment penalties from HMRC.
Who it may suit: Businesses facing large VAT or tax bills
EnquireBusiness Loans
Unsecured and secured business loan support for limited companies and trading businesses looking to fund growth, expansion or operational requirements.
Who it may suit: Established businesses needing growth or operational funding
EnquireRecruitment & Payroll Funding
Payroll funding and staffing finance for recruitment agencies and businesses with significant weekly or monthly wage costs to bridge payment timing gaps.
Who it may suit: Recruitment agencies and businesses with large payroll costs
EnquireTrade Finance
Finance to fund the purchase of goods from suppliers — including import and export finance — to support trading businesses with international or domestic supply chains.
Who it may suit: Import/export businesses and product-based traders
EnquireMerchant Cash Advance
A flexible funding product for businesses that take card payments — repayments are made as a percentage of card takings, making them flexible during quieter periods.
Who it may suit: Retail, hospitality and service businesses taking card payments
EnquireExpansion & Growth Finance
Funding to support business expansion — opening new premises, hiring staff, acquiring a competitor or investing in new equipment or technology.
Who it may suit: Growing businesses with a clear expansion plan
EnquireHelping UK Businesses Review Suitable Finance Routes
NexGen Finance helps UK businesses — from sole traders and limited companies through to contractors and growing SMEs — explore business funding options through trusted commercial finance partners.
We review the enquiry, help to identify potential finance routes and, where suitable, refer the case to an appropriate commercial finance broker partner. All finance is subject to status, affordability and lender criteria.
- Limited companies and LLPs
- Sole traders and partnerships
- Contractors and freelancers
- Start-up businesses (subject to lender criteria)
- Established SMEs seeking growth capital
- Businesses across all sectors
What Business Lenders Typically Consider
- ✓ Time in business and trading history
- ✓ Monthly and annual turnover
- ✓ Profitability and business financials
- ✓ Purpose of funding and how it will be used
- ✓ Business credit profile and director history
- ✓ Business structure and sector
- ✓ Existing debt levels and affordability
- ✓ Any available security or assets
Business Finance — Frequently Asked Questions
Can new or start-up businesses access business finance?
Some business finance products are available to newer businesses, though options may be more limited compared to those with a proven trading history. Lenders typically look at the type of finance required, the business plan, sector and the personal credit profile of the directors or owners. Enquiries are reviewed individually and referred to appropriate broker partners where suitable.
What is the difference between invoice discounting and factoring?
Invoice discounting allows you to borrow against your outstanding invoices while retaining control of your credit control and debtor management. Factoring involves the finance provider managing your debtor book and chasing payment on your behalf. Both release cash from unpaid invoices to improve working capital. The right option depends on your business size, sector and preference for managing debtor relationships.
Is asset finance available for used equipment?
Yes. Asset finance is available for both new and used business assets, including second-hand machinery, vehicles and equipment. The availability and terms will depend on the age and condition of the asset, the asset type and the lender's criteria. All finance is subject to status and lender approval.
How quickly can business finance be arranged?
The time to arrange business finance varies significantly depending on the type of product, the lender and the complexity of the application. Some products, such as merchant cash advances or smaller unsecured loans, may be processed relatively quickly. Larger or more complex facilities typically take longer. NexGen Finance does not guarantee any particular timescale, and all finance is subject to full underwriting.
Does NexGen Finance provide business finance directly?
No. NexGen Finance is not a lender and does not provide business finance directly. NexGen Finance reviews business finance enquiries and, where suitable, refers them to trusted commercial finance broker partners. All funding is arranged through appropriate broker partners and lenders, subject to status and lender criteria.
Important information: NexGen Finance is not a lender and does not provide regulated financial advice. Suitable enquiries may be referred to commercial finance broker partners. Funding is subject to status, affordability, lender criteria and approval.
A Practical, Compliance-Led Approach
NexGen Finance keeps commercial and property finance enquiries straightforward. We focus on clear communication, practical funding routes and transparent wording, without overpromising outcomes.
Discuss Your Business Funding Requirements
Not sure which type of business finance suits your circumstances? Call or email NexGen Finance to discuss your enquiry — no obligation and no jargon.