Finance Guides
Practical guides from NexGen Finance covering commercial mortgages, bridging loans, development finance, buy-to-let and business finance across the UK.
Commercial Mortgage Guides
How Commercial Mortgages Work
An overview of commercial mortgages — how they differ from residential mortgages, how lenders assess applications and what to expect from the process.
Commercial Mortgages Guide 02Commercial Mortgage Deposit Requirements
Understanding deposit requirements for commercial mortgages — typical LTVs, factors that affect the deposit needed and how deposit level affects lender options.
Commercial Mortgages Guide 03Owner-Occupied vs Commercial Investment Mortgages
How owner-occupied commercial mortgages and commercial investment mortgages differ — assessment criteria, typical terms and which suits different borrower profiles.
Commercial Mortgages Guide 04Commercial Mortgage vs Bridging Loan
Comparing commercial mortgages and bridging loans — when each is most appropriate and how to decide which route better suits a specific property transaction.
Commercial MortgagesHow Long Does a Commercial Mortgage Take?
Understanding commercial mortgage timescales — from initial enquiry to completion, the key stages involved and factors that can affect how long the process takes.
Commercial MortgagesBridging & Development Finance Guides
How Bridging Loans Are Repaid
Understanding bridging loan exit strategies — the main exit routes, how lenders assess exit credibility and what happens if the exit plan changes.
Bridging LoansDevelopment Finance Explained
A practical overview of development finance — staged drawdowns, GDV, monitoring surveyors and how development lenders assess applications.
Development FinanceBusiness Loan Guides
Business Loans for Construction Companies
How construction businesses can access finance — invoice funding, contract finance, payroll funding and working capital for builders, contractors and developers.
Construction FinanceBusiness Loans for Contractors
Funding options for contractors and freelancers — what lenders look for, how trading structure affects eligibility and what types of finance may be available.
Contractor FinanceWorking Capital Loans for Small Businesses
Understanding working capital finance — revolving credit, overdraft alternatives and short-term loans to manage cashflow timing gaps for UK SMEs.
Working CapitalVAT and Tax Funding for Limited Companies
How to spread VAT bills and corporation tax demands across manageable monthly payments to protect cashflow and avoid late payment penalties.
VAT & Tax FundingShort-Term Business Loans Explained
What short-term business loans are, typical terms and costs, how repayments work and when they are the right — or wrong — choice for a business.
Business LoansSecured vs Unsecured Business Loans
A clear comparison of secured and unsecured business lending — amounts, terms, security requirements, risks and which suits different business situations.
Business LoansBusiness & Landlord Finance Guides
What Lenders Look For in Business Finance
Key factors business finance lenders consider — trading history, affordability, security, sector appetite and how to present your business finance case effectively.
Business FinanceAsset Finance vs Business Loans
How asset finance and business loans compare — appropriate uses for each, cost considerations and which solution may better suit different business funding needs.
Business FinanceInvoice Finance Explained
How invoice discounting and factoring work — the difference between the two, which businesses benefit most and how invoice finance facilities are typically structured.
Business FinanceLimited Company Buy-to-Let Explained
Using a limited company structure for buy-to-let investment — how limited company BTL mortgages differ, lender requirements and considerations for landlords.
Buy-to-Let FinanceHMO Finance: What Landlords Should Know
How HMO finance works, lender criteria for HMO properties, licensing requirements and how HMO rental assessments differ from standard buy-to-let.
HMO FinanceWatch Finance Explainers from NexGen Finance
NexGen Finance — YouTube Channel
Watch practical finance explainers from NexGen Finance. Finance explainers, market commentary and practical guides covering commercial mortgages, bridging loans, development finance and more.
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Call or email NexGen Finance to discuss your property or business finance requirements.