Finance Areas We Can Help With
NexGen Finance supports clients across five core finance areas — commercial finance, business finance, construction finance, property finance and bridging & development finance. Below is an overview of what falls under each area.
Commercial Finance
Long-term commercial property finance for businesses, investors and landlords purchasing or refinancing commercial premises.
Commercial Mortgages
Long-term finance for businesses purchasing or refinancing commercial property — offices, retail, industrial and mixed-use.
Who it may suit: Business owners, commercial property investors and landlords
Learn MoreOwner-Occupied Commercial Mortgages
Finance for businesses purchasing premises from which they operate their trading business.
Who it may suit: Business owners buying their trading premises
Learn MoreCommercial Investment Mortgages
Finance for investors purchasing commercial property to let to business tenants on a commercial lease.
Who it may suit: Commercial property investors and portfolio landlords
Learn MoreSemi-Commercial Mortgages
Finance for mixed-use properties that combine commercial and residential elements, such as a shop with a flat above.
Who it may suit: Investors in mixed-use and above-shop properties
Learn MoreCommercial Remortgages
Refinancing existing commercial property to release equity, reduce costs or restructure existing lending.
Who it may suit: Business owners and investors refinancing commercial assets
Learn MoreLimited Company Commercial Finance
Commercial property finance structured through a limited company or SPV for businesses and investors.
Who it may suit: Investors and businesses purchasing through a Ltd company structure
Learn MoreBusiness Finance
Funding solutions for trading businesses, limited companies and contractors — from growth capital to day-to-day cashflow support.
Business Loans
Unsecured and secured business loan support for trading businesses and limited companies seeking growth or operational funding.
Who it may suit: Established businesses needing a lump sum facility
Learn MoreWorking Capital Finance
Short-term finance to support day-to-day business operations, cashflow gaps and seasonal funding requirements.
Who it may suit: Businesses with cashflow timing challenges
Learn MoreAsset Finance
Finance for business equipment, commercial vehicles, plant and machinery through hire purchase or leasing arrangements.
Who it may suit: Businesses needing equipment or vehicles without large upfront costs
Learn MoreInvoice Finance
Invoice discounting and factoring to release cash tied up in unpaid invoices and improve working capital position.
Who it may suit: B2B businesses with 30–90 day payment terms
Learn MoreVAT & Tax Funding
Spread the cost of quarterly VAT bills or corporation tax payments to protect business cashflow.
Who it may suit: Businesses facing large VAT or tax demands
Learn MoreContractor Finance
Business finance support for contractors and self-employed professionals seeking funding for business purposes.
Who it may suit: Contractors, consultants and self-employed professionals
Learn MoreConstruction Finance
Finance support for construction projects, site acquisitions, contractor payments and build programmes across the UK.
Ground-Up Development Finance
Finance for new-build residential and commercial development projects with staged drawdowns against build progress.
Who it may suit: Property developers and builders undertaking new-build schemes
Learn MoreHeavy Refurbishment Finance
Short to medium-term finance for substantial property refurbishment and conversion projects requiring structural works.
Who it may suit: Developers undertaking conversions or major refurbishment works
Learn MoreContractor Finance
Working capital and cashflow finance for construction contractors managing materials, labour and payment timing gaps.
Who it may suit: Construction contractors and subcontractors
Learn MoreSite Acquisition Finance
Short-term finance to secure development land or sites quickly ahead of planning permission or longer-term funding being arranged.
Who it may suit: Developers needing to secure land quickly
Learn MoreMezzanine Finance
Additional funding layer to sit between senior debt and equity on development schemes where a funding gap exists.
Who it may suit: Developers with a funding gap on larger schemes
Learn MoreConstruction Business Funding
Business loans, asset finance and invoice finance for construction businesses managing growth and project cashflow.
Who it may suit: Construction businesses, plant hire and trade contractors
Learn MoreProperty Finance
Property investment finance for landlords, portfolio investors and those purchasing through limited company structures.
Buy-to-Let Finance
Property investment finance for landlords purchasing or refinancing residential investment property.
Who it may suit: Individual landlords and property investors
Learn MoreHMO Finance
Finance support for houses in multiple occupation — small, large and licensed HMO properties.
Who it may suit: HMO landlords and multi-let property investors
Learn MorePortfolio Landlord Finance
Finance support for landlords with four or more mortgaged investment properties requiring portfolio-level assessment.
Who it may suit: Portfolio landlords and experienced property investors
Learn MoreLimited Company Property Finance
Property investment finance structured through an SPV or trading limited company for tax-efficient landlord purchasing.
Who it may suit: Landlords investing through a limited company structure
Learn MoreHoliday Let Finance
Finance for short-term and holiday let investment properties, assessed on rental income or projected occupancy.
Who it may suit: Investors in furnished holiday lets and short-term rental properties
Learn MoreLight Refurbishment Finance
Short-term finance for cosmetic refurbishment of investment properties ahead of sale or letting.
Who it may suit: Landlords and investors refurbishing properties between tenancies or before sale
Learn MoreBridging & Development Finance
Short-term property finance for time-sensitive transactions, auction purchases, property chains and development exit scenarios.
Bridging Loans
Short-term property finance for time-sensitive purchases, chain breaks, auction completions and refurbishment projects.
Who it may suit: Property buyers, investors and developers needing fast short-term finance
Learn MoreDevelopment Finance
Finance for ground-up development projects with staged drawdowns against a pre-agreed build programme.
Who it may suit: Property developers and builders undertaking new-build schemes
Learn MoreAuction Finance
Short-term finance to complete auction property purchases within the standard 28-day completion requirement.
Who it may suit: Auction buyers needing to complete quickly on a property purchase
Learn MoreDevelopment Exit Finance
Short-term finance to repay a development loan at practical completion, allowing sales to complete without pressure.
Who it may suit: Developers at or near practical completion with units unsold
Learn MoreRegulated Bridging
Short-term bridging finance where the security property is or will be the borrower's main residence — referred to regulated advisers.
Who it may suit: Homeowners in a chain break or downsizing scenario
EnquireRefurbishment Bridging
Bridging finance for light or heavy property refurbishment, with funds drawn to cover purchase and works costs.
Who it may suit: Investors and developers purchasing to refurbish and exit
Learn MoreImportant: NexGen Finance is not a lender and does not provide regulated financial advice. Suitable enquiries may be referred to commercial finance broker partners. Funding is subject to status, affordability, lender criteria and approval.
Discuss Your Finance Requirements
Not sure which type of finance suits your circumstances? Call or email NexGen Finance to discuss your enquiry.